Effective Date: 03/07/2025
Last Updated: 03/07/2025
1. Introduction
Virtue Group LLC (“Company,” “we,” “us,” or “our”) operates virtuegroupllc.org and is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit our website and interact with our services.
By using our services, you agree to the collection and use of information as outlined in this policy. If you do not agree, please refrain from using our services.
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2. Information We Collect
We collect the following categories of personal information:
Personal Identifiers: Name, email, phone number.
Financial Information: Payment details for transactions.
Health Information (If Applicable): Data necessary for insurance quotes and enrollment (subject to HIPAA compliance).
Marketing & Tracking Data: Cookies and tracking technologies (limited to website functionality and analytics only).
How We Collect Data
Online forms (when you request quotes or contact us).
Phone calls and text messages (including call transfers to third parties).
Automated tracking technologies (Google Analytics and similar tools for website analytics).
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3. How We Use Your Information
We use your information for the following purposes:
Providing insurance quotes and enrolling customers in insurance plans.
Transferring calls or sharing data with third parties for insurance-related services.
Contacting users for customer support, marketing, or check-ins.
Processing payments and transactions.
Website analytics and performance tracking (no behavioral advertising).
Legal compliance, fraud prevention, and business operations.
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4. Data Sharing & Selling Information
We may share your data with:
Insurance carriers, agents, and third-party service providers for insurance-related services.
Other third parties who may use the data for their own business purposes, including marketing or lead generation.
Legal or regulatory authorities when required by law.
Use and Sale of Data
We may share, transfer, or sell customer information to third parties, including but not limited to agents, lead buyers, and companies that may use the data for their own business purposes. Users will be notified of any material changes regarding data sales and provided with opt-out options where required by law.
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5. HIPAA Compliance (If Applicable)
If we collect health-related information, we comply with HIPAA (Health Insurance Portability and Accountability Act) to protect sensitive health data. We implement safeguards to prevent unauthorized access, disclosure, or misuse.
> Note: We collect health-related information only for insurance quotes and enrollment. We do not store medical records.
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6. Your Rights & Choices
Depending on your location, you may have the following rights:
Access & Correction: Request copies of your data or correct inaccuracies.
Deletion Requests: Request deletion of your personal information (email [email protected]).
Opt-Out of Marketing: Reply “STOP” to text messages or email [email protected].
Do Not Sell My Data: Users can opt out of data sales or transfers to third parties by submitting a request via email to [email protected]
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7. Data Security
We implement SSL (Secure Sockets Layer) encryption, access controls, and secure storage to protect your information. However, no system is 100% secure, and users should also take precautions when sharing personal data online.
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8. Cookies & Tracking Technologies
We use cookies, web beacons, and similar technologies for:
Website functionality (ensuring smooth navigation).
Website analytics (measuring site performance and user behavior).
We do not use cookies and tracking technologies for cross-site tracking and advertising of any kind.
Managing Cookies
Users can manage cookie preferences through their browser settings. Since we do not use cookies for advertising, a cookie consent banner is not required.
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9. CRM & Data Storage
We use a CRM system to manage customer data. All data is stored securely and is only accessible to authorized personnel.
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10. U.S.-Only Services
We serve clients within the United States only. Our services and data processing comply with U.S. federal and state laws.
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11. Updates to This Privacy Policy
We may update this policy periodically. Users will be notified of significant changes via email or website updates.
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12. Contact Information
For questions or privacy-related concerns, contact us at:
Virtue Group LLC
5900 Balcones Dr, Austin, TX 78731
Email: [email protected]
Privacy Policy Terms of Service